Already applied for a mortgage? Get $2,000 back when you switch to Citi
We understand you've started your homebuying journey. Switch your mortgage application to Citibank and receive $2,000 toward closing costs—plus competitive rates and personalized support.
How to Get Your $2,000 Credit
Switching is simple. Follow these four easy steps to save on your home loan.
Show Your Application
Provide proof that you've started a mortgage application with another lender—simple documentation is all we need.
Apply with Citi
Complete your mortgage application with us online or by calling our dedicated Home Loan Officers.
Get Your Credit
Receive $2,000 toward your closing costs when you close on your home loan with Citibank.
Move Into Your Dream Home
Enjoy competitive rates, trusted service, and the peace of mind that comes with banking with Citi.
Questions about eligibility? View full terms and conditions
Why Choose Citibank for Your Home Loan?
More than just a $2,000 credit—experience the Citi difference with benefits designed around you.
Competitive Interest Rates
Access some of the most competitive mortgage rates in the market, saving you thousands over the life of your loan.
Dedicated Support Team
Work with experienced Home Loan Officers who guide you through every step, from application to closing.
Fast Approval Process
Our streamlined application process means faster approvals so you can secure your dream home without delay.
Trusted & Secure
With over 200 years of financial expertise, Citibank provides the security and stability you deserve.
Transparent Pricing
No surprises. We provide clear, upfront pricing with no hidden fees, so you know exactly what to expect.
Long-Term Relationship
Beyond your mortgage, access a full suite of banking products to support your financial future.
See the Value of Switching to Citi
Compare what you get with Citibank versus staying with your current lender.
| Feature | Citibank | Other Lenders |
|---|---|---|
| $2,000 Closing Cost Credit | ||
| Competitive Interest Rates | ||
| No Application Fees | ||
| Dedicated Loan Officer | ||
| Full Banking Relationship | ||
| Online Account Management | ||
| 24/7 Customer Support |
Total Value: Save $2,000+ immediately, plus ongoing benefits
Real Stories from Happy Homeowners
Join thousands who've made the switch to Citibank and never looked back.
"Switching to Citibank was the best decision we made. The $2,000 credit helped us furnish our new home, and our loan officer made the process incredibly smooth."
"I was nervous about switching mid-process, but Citi made it seamless. Better rates, amazing service, and that closing credit made a real difference."
"As first-time homebuyers, we needed guidance. Citi's team was patient, transparent, and the $2,000 savings was a huge help. Couldn't be happier!"
Ready to Save $2,000 on Your Home Loan?
Don't miss this opportunity. Apply now or speak with a Home Loan Officer to get started.
Get a free rate quote in minutes: